Tenant screening

Find reliable tenants. Reduce turnover and risk.

A thorough screening process is your best defense against late payments, property damage, and evictions. Learn how to screen effectively while staying compliant with fair housing laws.

Background checksCredit reportsIncome verificationReference checks

Key screening metrics

2.5-3x

Income to rent ratio

Industry standard minimum

620+

Credit score

Typical minimum threshold

2 years

Rental history

Ideal verification period

3-5 days

Screening timeline

Average process duration

Process

The screening process.

Follow these steps for every applicant to ensure thorough, consistent, and compliant screening.

1

Pre-screening questions

Filter applicants early with key questions about income, move-in date, pets, and rental history.

Typical time: 5 min

2

Application & consent

Collect complete application with authorization to run credit and background checks.

Typical time: 15 min

3

Income verification

Verify income is 2.5-3x monthly rent through pay stubs, tax returns, or employer verification.

Typical time: 1-2 days

4

Credit & background check

Review credit score, payment history, evictions, and criminal background.

Typical time: 1-3 days

5

Reference checks

Contact previous landlords and employer to verify rental history and employment.

Typical time: 1-2 days

6

Decision & documentation

Make consistent, documented decision based on objective criteria. Send approval or adverse action notice.

Typical time: Same day

Resources

Guides & templates.

Detailed guides and ready-to-use templates to streamline your screening process.

Guide

How to screen tenants

Step-by-step process for thorough tenant screening from application to approval.

View resource
Template

Rental application template

Complete rental application with all the fields you need to collect from prospective tenants.

View resource
Checklist

Tenant red flags checklist

Warning signs to watch for during the screening process and how to handle them.

View resource

Fair housing compliance

Tenant screening must comply with federal, state, and local fair housing laws. Here are key compliance points:

  • Apply the same screening criteria to all applicants—document your standards in writing.
  • Never deny based on race, color, religion, national origin, sex, familial status, or disability (Fair Housing Act).
  • Some states/cities have additional protections (source of income, criminal history limitations).
  • Provide adverse action notice if denying based on credit or background check results.
  • Keep application records for at least 3 years in case of fair housing complaints.

Want help screening tenants?

Our property management team handles the entire leasing process—from marketing to screening to move-in.